Sound Financial Infrastructure improves Op. Margin of Retail Store Chains

Enabling Technology – DigitalDeposit™ – Premiering At BAI Retail Delivery Conference & Expo
Mosinee, WI, November 17, 2004 – Wausau Financial Systems (WFS), a leading provider of image-based payment processing solutions and a pioneer in Point of Presentment technology announces the debut of DigitalDeposit™. The technology positions a financial institution to offer commercial clients the a bility to save millions annually in maintenance fees by controlling processing cut-off times and relieving courier dependency.

According to a ChainstoreAge.com article dated January 1, 2004, a large national retailer with 6,000
company-owned stores that maintains a separate account for each store will pay approximately $2 million per year in account-maintenance fees alone.

WFS will showcase DigitalDeposit™ during BAI Retail Delivery Conference & Expo – Las Vegas
Convention Center November 16 – 19, booth 3061. Demonstrations displaying DigitalDeposit’s ability to provide significant improvements in the areas of accelerated clearing, reduced operational expense, extended processing hours and improved exception item handling will be available. Additionally, the power to improve fraud reduction and faster funds collection will be demonstrated.

Recognizing its bottom-line value, a top-tier financial institution has engaged the DigitalDeposit™ solution. With implementation already in progress, and expectant deployment across thousands of workstations around the world, the solution will serve as a delivery engine for enabling “virtual branch” expansion, depository account consolidation and enhanced corporate relationships through faster, more efficient andmore secure funds availability.

"Corporate depository relationships are dramatically enhanced due to DigitalDeposit's virtual collection
design,” said Mark Pitman, EVP of sales with Wausau Financial Systems. “A financial institution can now leverage corporate relationships across their existing region, across the nation, or around the globe, without concern for brick-and-mortar-based territory restrictions. Beyond new revenue growth through a stronger customer base, enhanced collection services drive additional benefits such as fraud reduction and improved funds availability.”

About Wausau Financial Systems WFS provides transaction-processing applications
for all size companies ranging from Fortune 500 corporations to independent local financial institutions and commercial businesses worldwide. In addition to software and hardware options, the company offers comprehensive training,consultation, international image solutions, a unique associate reseller channel, 24-hour customer support, consumable supplies, and a 100% satisfaction guarantee. Currently, WFS employs more than 400 associates supporting over 650 customer sites worldwide. www.wausaufs.com.