Touchpoints

Interesting Investment: Rural ATM Palyer Vortex attracting Investers

2011-12-15T00:01:00.000-08:00

BEST Read in FireFox Browser.Vortex India - Leading ATM Manufacturer with patent pending product line generated interest of Investors - TATA CAPITAL and AAVISHKAAR in infuse INR 50 Crore(~90 million).This may be the forefront of 40000 ATMs initiative being charted by PSU(Public Sector bank) in India in Nov 2011. With URBAN cities being populated and at some place Mushrooming with ATMs, Rural

Making the ATM Greener

2010-06-22T23:33:00.001-07:00

BEST Read in FireFox Browser. Get your self 1 to enjoy it.Visit TOUCHPOINT's Research Reports. Feel Free to drop your valuable Comment.Green IT is one of the Agenda points in priority list of almost all the CxO and Executive Management of leading Banks. I am referring to guys who's ears and eyes are always for innovation, reaching for higher value chain, brining convenience to the customer with

Can you get payments Twitt :)

2010-04-16T06:19:00.000-07:00

BEST Read in FireFox Browser. Get your self 1 to enjoy it.Payment system is at brink of new era wit Mobile Payments...Innovation leaders from Twitter made another forte this time around in way Consumers transact - Cash - Credit Card - Debit Cards - PrePaid cards and what not !!!Merchants had their own issues with banks for getting their credits from Card payments and TWITTER fame founder Jack

Adieu James Goling - Father of Java

2010-04-14T07:57:00.000-07:00

BEST Read in FireFox Browser. Get your self 1 to enjoy it.Visit TOUCHPOINT's Research Reports. Feel Free to drop your valuable Comment.It was surprise to know that James Gosling - Father of JAVA - New Era in Software Engineering ( Blending of Interpreter and Complier - Hardware abstration layer... J2EE..JAVA CARD 3 (12 years of Java Card)... what not... decided to take new Road...Worth tracking

Good Start ... Will the BEE take off?

2010-04-14T07:21:00.000-07:00

BEST Read in FireFox Browser. Get your self 1 to enjoy it.Visit TOUCHPOINT's Research Reports. Feel Free to drop your valuable Comment.I appreciate recent involvement of Govt. with various regulatory bodies and doing commendable role. Even though we have 100 examples of inaction but, timely actions as recent as yesterday about ULIP Schemes and frictions between SEBI and ICRA. Govt officials put

Remaining on top is a good habit - Diebold Inc retains as it's rank

2010-03-04T02:37:00.000-08:00

BEST Read in FireFox Browser. Get your self 1 to enjoy it.Visit TOUCHPOINT's Research Reports. Feel Free to drop your valuable Comment.Diebold Inc (NYSE:DBD) is one of the oldest and leading ATM Manufacturer serving banks across the globe. Diebold had seen lot of ups and downs for last few quarters including sell of it's Election Voting machine to it's competitor in Oct 2009.We must appreciate

Payment System Awards for 2009

2009-12-11T01:42:00.000-08:00

BEST Read in FireFox Browser. Get your self 1 to enjoy it.Visit TOUCHPOINT's Research Reports. Feel Free to drop your valuable Comment.I have been fascinated by Sunguard and FUNDTECH products so long apart from ever green SWIFT for the hard core multi location, multi OS, Multi Platform scalable products in Payment system space.Good to find another award winning product from Dovetail's Universal

Balancing Act of Channels V/s Branch transactions

2009-10-06T07:37:00.000-07:00

BEST Read in FireFox Browser. Get your self 1 to enjoy it.Visit TOUCHPOINT's Research Reports. Feel Free to drop your valuable Comment.I came across wisdom of channel v/s branch transactions for Private and Public Banks... TRANSACTIONS StateBank

ING Direct sets up bank fee comparison Twitter stream

2009-07-02T12:37:00.000-07:00

BEST Read in FireFox Browser.Get your self 1 to enjoy it.Visit TOUCHPOINT's Research Reports. Feel Free to drop your valuable Comment.ING Direct in Canada has launched "Fee Tweeter", a new application which enables users to tweet and compare their bank fees with other users.The application is a new addition to the fairfees.ca Web site launched last month by ING Direct, which invites Canadians to

Green Gold ... Green Gold...You all have...

2008-06-26T23:54:00.000-07:00

BEST Read in FireFox Browser. Get your self 1 to enjoy it.Visit TOUCHPOINT's Research Reports. Feel Free to drop your valuable Comment.Dear Friends,It was quite sometime I have not blogged. I started blogging way back in 2004 and now I can see any guy round the corner can blog including big icons like Amitabh (Big B), Aamir Khan.I went to my kid's admission at D A V Thane. While purchasing books

Example of Sub Leadership - Bio Fuel Initiatives at State Level

2008-02-27T06:44:00.000-08:00

BEST Read in FireFox Browser. Get your self 1 to enjoy it.Visit TOUCHPOINT's Research Reports. Feel Free to drop your valuable Comment.Very Happy to see Sub Leadership at State level is going ahead to take initiative which has direct value to the India Economy in terms of Growth, Employment generation, Creating Green Energy at mass scale.... excerpts of some of the announcements ....“We have

2008-01-28T00:46:00.000-08:00

BEST Read in FireFox Browser. Get your self 1 to enjoy it.Dear all,2007 had gone ... Not able top remain online for most of the year.... busy with my own personal issues.2008 started with good news which I was waiting for last 5 years... some one doing innovative in the field of Renewable energy.... next to GooglePlex in California.... HQ of Google...Here comes a feature of FIRST EVER Community

German firm hot on India's solar energy market

2007-12-01T02:58:00.000-08:00

BEST Read in FireFox Browser. Get your self 1 to enjoy it.New Delhi: Roth and Rau, a Germany-based solar cell manufacturing solutions provider, sees India emerging as the fourth largest generator of solar energy and a key driver of its global business in the coming years."Although still a small market, India is catching up fast with world majors in solar energy generation," Thomas Hengst,

ATM Fraud in India

2007-08-13T03:53:00.000-07:00

ATM fraud: 100 more fake credit cards, machine seized Ahmedabad, March 3: EVEN as the three British nationals arrested in connection with withdrawing lakhs of rupees by using counterfeit credit cards from NRIs accounts of different banks were remanded to police custody till March 9, police seized 100 more fake credit cards and a machine used for making fake credit cards. These were

Invictus .............. William Ernest Henley

2006-11-24T03:07:00.001-08:00

BEST Read in FireFox Browser. Get your self 1 to enjoy it.Visit TOUCHPOINT's Research Reports. Feel Free to drop your valuable Comment.InvictusOut of the night that covers me, Black as the Pit from pole to pole,I thank whatever gods may beFor my unconquerable soul. In the fell clutch of circumstance I have not winced nor cried aloud.Under the bludgeonings of chance My head is bloody

Invictus .............. William Ernest Henley

2006-11-24T03:07:00.000-08:00

HAPPY DEEPAVALI

2006-10-27T02:04:00.000-07:00

Wish You and Your FamilyVery Happy DeepavaliandHappy New Year(Vikram Savant 2063)

Can Devloping Economy learn to protect Depositor's interest?

2006-08-23T04:17:00.000-07:00

BEST Read in FireFox Browser. Get your self 1 to enjoy it.Visit TOUCHPOINT's Research Reports. Feel Free to drop your valuable Comment.Hi Friends,It is observed usually that, Asian economy reforms are crticised for not being so "Consumer Friendly" or in Alvin toffler's defination of Consumer are so called Prosumer (Produce and Consume simulataneously). I come across this article in The Asian

Cash Cow of Indian Farmers

2006-07-27T23:58:00.000-07:00

BEST Read in FireFox Browser. Get your self 1 to enjoy it.Visit TOUCHPOINT's Research Reports. Feel Free to drop your valuable Comment.Dear Friends,The Indian financial services industry is seeing a rapid increase in the amount of fraud and corruption at present, with one of the biggest problems coming from an unlikely source – the country's population of Hindu sacred cows. The problem is

Brit's are not attractive

2006-05-09T06:13:00.000-07:00

BEST Read in FireFox Browser. Get your self 1 to enjoy it.Visit TOUCHPOINT's Research Reports. Feel Free to drop your valuable Comment.Hi Friends,Fund manager warning over UK stocksOne of the UK's most respected fund managers has warned that UK stocks are providing increasingly fewer good investment opportunities.Anthony Bolton, known as the 'quiet assassin' due to his influence within the hedge

ATM Growth Hinderes in India due to Regulator's Woes

2006-04-20T08:12:00.000-07:00

BEST Read in FireFox Browser. Get your self 1 to enjoy it.Visit TOUCHPOINT's Research Reports. Feel Free to drop your valuable Comment.Hi Friends,Please find update on ATM penetration in Indian Retail Market and spanners put by RBI. I hope things will improve in next quarter's to come for ATM vendors and Services providers. There was another clitch by Finance Minister "PC" " FM announces to

Happy Diwali and Happy New Year (2062)

2005-11-06T09:19:00.000-08:00

Wish You and Your Family Very Happy DeepawaliandVery Happy New Year (2062) ..........From Hitesh and His Family Let us celebrate instanceof human's inner-self enlighten over the darkness of his ignorance.Deepawaliis a Festival of Light......Festival of Guru (Sanskrit meaning of 'Gu' means Darkness and "ru" means removal - Finding Guru who can help you in removing darkness of ignorance).You

StanChart tailors to SMEs in India

2005-09-27T05:12:00.000-07:00

BEST Read in FireFox Browser. Get your self 1 to enjoy it.Visit TOUCHPOINTs Research Reports. Feel Free to drop a word as your valuable Comment.Standard Chartered Bank offers a one-stop financial service centre to grab a bite of the lucrative SME business in India.Standard Chartered Bank is among the latest player to jump onto the bandwagon to cater to small-and-medium-sized enterprises (SME) in

Common Vulnerability Scoring System (CVSS)

2005-09-27T05:06:00.000-07:00

BEST Read in FireFox Browser. Get your self 1 to enjoy it.Visit TOUCHPOINTs Research Reports.Feel Free to drop a word as your valuable Comment.SEPTEMBER 27, 2005An industry group that for the past six months has been developing a common system for rating software flaws announced last week that its proposed approach is ready for broader testing by vendors, corporations and security researchers.

Ganpati Bapa Morya

2005-09-07T03:18:00.000-07:00

Hi Friends,On Ganesh Chaturthi - Day to welcome loard GAnesh in our house and worship for 11 days, let us spend all this days in learning from the Lord of Success. How to live happy life wether at Home or in House?Lord Ganesha's big head inspires us to think big and think profitably.The big ears show openness to new ideas and suggestions.The narrow eyes point to the deep concentration needed to

The World is Flat

2005-08-31T08:04:00.000-07:00

BEST Read in FireFox Browser. Get your self 1 to enjoy it. Visit TOUCHPOINTs Research Reports. Feel Free to drop a word as your valuable Comment.Hi Touchpoints,Everybody might be remembering their days of hosting website which was difficult in .COM days and now we have Blogs - Personalised Knowledge Pool.I come across good history of evoluation of Computing era as recent posting on Book Review "

A revolution in India education

2005-07-28T08:46:00.000-07:00

BEST Read in FireFox Browser. Get your self 1 to enjoy it. Visit TOUCHPOINTs Research Reports. Feel Free to drop a word as your valuable Comment.Welcome to virtual classrooms. Education in colleges and schools across India's villages and urban areas will not be the same from July 28 onwards after the launch of a revolutionary education service by President A P J Abdul Kalam on Thursday. Install a

Brief History of Capital Market

2005-07-26T02:50:00.000-07:00

BEST Read in FireFox Browser. Get your self 1 to enjoy it. Hi Friends,It is quite some time that, I have not blogged. I had gone through a learning cycle of life. I come across stock market dynamics and various market technologies for quite last three months.I learned and start tracking market dynamics, market players, market health and strength and weakness of various market leaders across the

Munch $ Byte: Few Outsourcing Deals worth noticing in F & A Space.

2005-04-03T04:36:00.000-07:00

BEST Read in FireFox Browser. Get your self 1 to enjoy Visit TOUCHPOINTs Research Reports. Feel Free to drop your valuable Comment.IBM Korea Inks Outsourcing Deal With Amore Pacific For Application Management Services IBM Korea has inked an outsourcing deal with Amore Pacific for Application Management Services.IBM Korea would maintain, service and manage Amore''s Enterprise Resource...

Hedge fund industry upbeat on 2005 returns

2005-03-28T09:37:00.000-08:00

BEST viewed in FireFox Browser. Get your self 1 to enjoy Visit TOUCHPOINTs Research Reports. Feel Free to drop your valuable Comment.After a year of somewhat lackluster returns, over 80 percent of the hedge-fund industry leaders, surveyed at the recent GAIM USA conference in Boca Raton, Fla., predicted hedge-fund returns would hold steady or increase in 2005, with over one-third predicting

Hedge fund industry upbeat on 2005 returns

2005-03-28T09:28:00.000-08:00

BEST viewed in FireFox Browser. Get your self one Visit TOUCHPOINTs Research Reports. Feel Free to drop your valuable Comment. After a year of somewhat lackluster returns, over 80 percent of the hedge-fund industry leaders, surveyed at the recent GAIM USA conference in Boca Raton, Fla., predicted hedge-fund returns would hold steady or increase in 2005, with over one-third predicting returns

Byte & Munch: News makers>> VISA, MC, City Bank >>> Vipassana Simplified

2005-03-22T00:04:00.000-08:00

BEST read in FireFox Browser. Get yourself to enjoyVisit TOUCHPOINTs Research Reports. Feel Free to drop your valuable Comment.MasterCard & Visa:Common Contactless Communications Protocol: Mastercard and VISAreached an agreement to share a common communications protocol and associated testing requirements for radio frequency-based contactless payments at the point of sale.Contactless payments

More ATM Transactions in India

2005-03-16T23:44:00.000-08:00

BEST read in FireFox. Get your self one to enjoy reading Visit TOUCHPOINTs Research Reports. Feel Free to drop your valuable Comment.Hi Friends,Self service channels are expanding in India with grwoth rate matching that of US and UK. At present, banks in India have very limited number of transactions to offer their customers.1. Basic Transactions to cater to banking requirements of customers (

A.T.M.'s Pick Up Web Site Tricks

2005-03-16T00:18:00.000-08:00

BEST read in FireFox Browser. Get your self one to enjoy it. Visit TOUCHPOINTs Research Reports. Pls. send your valuable Comments.Those ubiquitous A.T.M.'s are about to get considerably smarter. Wells Fargo, the Bank of America and other financial institutions are givingtheir painfully low-tech A.T.M.'s a dose of Internet technology aimed atspeeding transactions, reducing paperwork and

Munch & Byte: Windows dominating Banking

2005-03-11T01:07:00.000-08:00

BEST viewed in FireFox Browser. Get your self one to enjoy it. TOUCHPOINTs Research Reports. Feel Free to drop your valuable Comments.Hi Friends,Munch and byte some important news to re-think on your IT (or Career) strategy.This week reinforces INDIA's BPO strength and kudos to Local Intelligent pool of guys as ANZ MD. He still holds the stance for share services and has confidence in 560 strong

Grandma's Gospels on Health

2005-02-22T02:09:00.000-08:00

Best View and Read in FireFox Browser. Get yourself to enjoy it Visit TOUCHPOINTs Research Reports."In case you have read it, it's good to remember good habits. In case you haven't don't miss it.In case you delete it, it's asumed that you know it. "This are the mental reflections as far as health tips are concerned.Religious customs and popular lore/beliefs apart, Please take these 7 pointers

Munch and Byte: Boon for IT vendors in 2005... Sucess factors in BFSI Domain

2005-02-18T01:45:00.000-08:00

BEST viewed in FireFox Browser. Get your self one to enjoy it. Visit TOUCHPOINTs Research Reports.Hi Friends, This week for you to munch some crackering nuts of Banking and finance. Digest this info. by bitting it slowly and surely to bring success in your professional career. 1. Success Story - Consolidation of Core Banking Solution: When Bank Mandiri was created out of the merger of four

Open Source getting Foothold - IT Consolidation curve for the Bank

2005-02-17T01:15:00.000-08:00

This page is BEST viewed in FireFox Browser. Get your self one and enjoy it.Visit TOUCHPOINTs Research Reports. Feel Free to drop a word as your valuable Comment.Hi Friends,This week is coming to end but, there is something that need to be digested by MICROSOFT and SUN fanatics for weekends.IT Managers in Bank are going through challenging phase of cutting cost, meeting complienance, delivering

David and Goliath #1: Telecom Follies < > Small Body big Heart

2005-02-15T05:50:00.000-08:00

BEST view using FireFox Browser Why? Becuase it's Visit TOUCHPOINTs Research Reports. Feel Free to drop a word as your valuable Comment.Hi Friends, Good morning. Something to brew with morning coffee and ponder in the night before sleep. 1. Telecome Follies: Telecom Biggies who feel they know everthing and anything under the sun might have to pause and look at Gary Audin's "Five Nines".2. Small

Munch & Byte: Is it True that, Indian Programmers work like Car Mechanic

2005-02-15T02:48:00.000-08:00

For Best Read, View it in FireFox Browser...Get Visit TOUCHPOINTs Research Reports. Feel Free to drop a word as your valuable Comment.Hi Friends,Yes what you read is correct. This is what felt by none other than Kiran Karnik, Nasscom, President. For Full story read the interview posted on one of the web site. I am deeply impressed by describing the truth in

Munch & Byte : Labour Pains of ATM Deployment

2005-02-08T05:09:00.000-08:00

This page is BEST viewed in FireFox Browser. Get your self one and enjoy it. Visit TOUCHPOINTs Research Reports. Feel Free to drop a word as your valuable Comment. A. Labour Pain of Conceiving Retail ATM Segment: As per the press relesese, NY has designed a law to combat identity theft by tracking private ATMs in businesses other than banks. Private ATMs are not regulated by the federal or

Lateral Thinking: How to become leader in Credit Card issuing

2005-02-03T07:08:00.000-08:00

Visit TOUCHPOINTs Research Reports. Drop a word of your valuable Comment for improvement. This page is BEST viewed in FireFox Browser. Get your self one and enjoy it It is good to drink RED WINE with cheeze. RED WINE taken with bankers are always special as it taste much bitter to tongue but few of the false boasting by bankers. Few of the leading bankers and card issuers are boasting about

Munch and Byte: ING Direct ahead in valuechain

2005-02-01T23:36:00.000-08:00

This page is BEST viewed in FireFox Browser. Get your self one and enjoy it. Visit TOUCHPOINTs Research Reports. Feel Free to drop a word as your valuable Comment. New Report Takes Issue With Common Notions On ID Fraud Contrary to conventional wisdom, most cases occur through offline channels like paper statements instead of the Internet, according to the 2005 Identity Fraud Survey

Lateral Thinking - Fifth Third selecting WeatherMaster ATMs against biggies NCR,Diebold, WINCOR

2005-01-31T00:41:00.000-08:00

This page is BEST viewed in FireFox Browser Get one to enjoy it. Visit TOUCHPOINTs Research Reports. Feel Free to drop a word as your valuable Comment. I hope all of you must have been purchaser one or the other time. I spend my professional life's first 5 years being a IT Vendor. I learned that, purchasing is difficult than sales. I use to sale my products and often desale my competitiros.

News below the Corporate Carpet in Jan 2005

2005-01-27T07:29:00.000-08:00

Visit TOUCHPOINTs Research Reports. Feel Free to drop a word as your valuable Comment. Hi Touchpoint Visitors, Year 2005 started with Tsunami disaster and left us all baffled with series of cause and effects. All is over and streamlined and we are back to SQUARE. Last but not least are the tsunami waves are observed on the NASDAQ and SENSEX charts for last few days Happy Investing and in

Penacea for 2005 - Simple way to get ride of your problems (Mental and Physical)

2005-01-19T03:05:00.000-08:00

Visit TOUCHPOINTs Research Reports. Feel Free to drop a word as your valuable Comment. If God brings you to it, He will bring you through it. Happy moments, praise God * Difficult moments, seek God * Quiet moments, worship God * Painful moments, trust God * Every moment, thank God

What you do? Live with Problem or Leave the problems

2005-01-18T09:29:00.000-08:00

Visit TOUCHPOINTs Research Reports. Feel Free to drop a word as your valuable Comment. This one is from one of my friend "Joe" - Joesph Lewis. One of the best learning lesson from one of the best friend. The Japanese have always loved fresh fish. But the waters close to Japan have not held many fish for decades. So to feed the Japanese population, fishing boats got bigger and went farther than

Sequal of Friends are suppose to be Smarter

2005-01-15T04:57:00.000-08:00

Visit TOUCHPOINTs Research Reports. Feel Free to drop your valuable Comment. Hi, In case any of you have missed the first part of Time Management newsletter from Dr. Donald, pls point your browser to "Friends are suppose to be Smarter". Dr. Donald being generous enough to allow me to send sequal. Pls. use the wisdom in your day to day practice. The Product of Your Performance

Market in China smelling New ATM Technology

2005-01-14T07:21:00.000-08:00

Visit TOUCHPOINTs Research Reports. Feel Free to drop a word as your valuable Comment. Diebold, Incorporated (NYSE: DBD) announced it has received its largest order for Opteva advanced- function automated teller machines (ATMs) from China's largest state-owned commercial bank, Industrial and Commercial Bank of China (ICBC). The $25 million deal includes more than 1,100 Opteva(R) self-service

"20000" : Magic Number for Triton in 2004 and moe insight on Stage set for future of ATMs in India

2005-01-13T01:41:00.000-08:00

Visit TOUCHPOINTs Research Reports. Feel Free to drop a word as your valuable Comment. What is Innovation in Business? I consider it as "It's like placing yourself in Thin wafer space between the cracks of market place and suddenly showing that, you have grown in Diameter which bigger enough to be considered but not occupied by the leaders." I hope u will like this story of Triton - ATM

Get paid to Access Internet

2005-01-12T02:49:00.000-08:00

Visit TOUCHPOINTs Research Reports. Feel Free to drop a word as your valuable Comment.

Indian Petro Payment Dream:Petrol Pump Outlet in 2008

2005-01-12T01:31:00.000-08:00

Visit TOUCHPOINTs Research Reports. Feel Free to drop a word as your valuable Comment. Indian petro chemincal business is on new trajectory of growth. Dis-investment from PSU Petro companies, private players moving ahead, global petro scenario, alternate petro sources coming up like Gas, new boom time in car due to ease of consumer credit (a Macro level marketplace change of banking). Any of

Hero Honda on Right Track of Bill Payment

2005-01-12T00:26:00.000-08:00

Visit TOUCHPOINTs Research Reports. Feel Free to drop a word as your valuable Comment. If you liked reading it why not express as your comments. Hero Honda started installing POS terminals and Bill pay kiosk in norht India's slected city (All Class A B and C cities) as well as Hero Honda Dealers. POS terminals are accepting only Bill payment is slowly working might be becuase Mr. Munjal has read

technology Update for 2004

2005-01-08T04:33:00.000-08:00

Visit TOUCHPOINTs Research Reports. Feel Free to drop a word as your valuable Comment. Core Banking System Malaysia’s Affin Merchant Bank (AMB) will implement CCK Financial Solutions’ Guava Suite for the bank’s banking and treasury management system. AMB will be using Guava Suite to handle its primary banking system needs, including corporate banking, treasury, custodian and syndication

Customer Experience and Customer Mis-Management

2005-01-07T09:19:00.000-08:00

Visit TOUCHPOINTs Research Reports. Feel Free to drop a word as your valuable Comment. Is Outsource IT functions always beneficial to us? asked and debated by few local co-op. bank executives in India during sunday luncheon. I had impression of Co-op. banks as SME segment of Banking. They are less than greedy but more than cost concious investor. They trade off quality and cost better than a

Child are Innocent ...little Love .. Little Effort

2005-01-06T10:02:00.000-08:00

Visit TOUCHPOINTs Research Reports. Feel Free to drop a word as your valuable Comment. This child has missed its parents in the Tsunami incident. just keep passing this, somewhere this child's parents might come to know the whereabouts of this child Please send this to everyoneman you know, as we don’t have anything to lose. Atleast the boy might regain his family! (Thus decided to post on

Changing Face of Money - Boon for ATMs

2005-01-05T03:05:00.000-08:00

Visit TOUCHPOINTs Research Reports. Feel Free to drop a word as your valuable Comment. Considering it's the root of all evil, the sinew of love as well as war, money is surprisingly fragile. The average $5 bill lasts only 16 months. Notes circulating in tropical climates wear even more quickly. I lived in India for several years and had more than one rupee bill literally disintegrate in my

Touchpoint News: ATM inventor Honoured and more

2005-01-04T01:35:00.000-08:00

Visit TOUCHPOINTs Research Reports. Feel Free to drop a word as your valuable Comment. ATM inventor honoured after 40 years: The Scot credited with inventing the automated cash machine has been awarded an OBE - 40 years on. John Shepherd-Barron, 79, from Tain in Ross-shire, said the accolade was "better late than never". He came up with the idea of the auto-teller in the early 1960s

Friends are suppose to be Smarter

2004-12-29T00:19:00.000-08:00

Visit TOUCHPOINTs Research Reports. Feel Free to drop a word as your valuable Comment. Hi All, I was thinking about lot on what should be the best New Year Gift that I can distribute on TOUCHPOINT blog. Thoughts went... what is important and most precisious for all of us.?? Wondered for so many days and back of the mind thinking about. We interact with society at Shopping mall, Offices,

DISCOVER acquires PULSE

2004-12-28T02:10:00.000-08:00

Visit TOUCHPOINTs Research Reports. Drop a word of your valuable Comment. Discover Financial Services is exploring new horizons in a wider realm of banking relationships. On Nov. 15, 2004, the company, wholly owned by Morgan Stanley, announced it will acquire PULSE EFT Association for $311 million. The merger marks Discover's first step into the fast-growing debit market. Discover is the

Best Christmas Gift by Telecome Provider to Customer

2004-12-26T07:23:00.000-08:00

Visit TOUCHPOINTs Research Reports. Feel Free to drop a word as your valuable Comment. Dear Customer Support Team@ABC Telecom, Sub: Christmas Gift from ABC Telecom to one of Loyal Customer (Four Years) I have been using ABC's Services for last 3 years in LA (98#$%^315). I was one of the happiest customers of ABC. I relocated from LA to NY and opt for the Post

Merry Christmas and Happy New Year(2005)

2004-12-24T08:43:00.000-08:00

Visit TOUCHPOINTs Research Reports.Feel Free to drop a word- your valuable Comment. Hi Touchpoints, Significance of Christmas Tree: Tree has three basic components - Roots, Fruits and Leaves, Branches. Roots are nothing but, Year long toiling days of each year. Feeding this roots are our actions, thoughts and believes. Fruits are the sorrows and happiness blossming out of branches growing in

Height of Hypocrates

2004-12-21T08:24:00.000-08:00

BAZEE (an eBAY Company) 's Avinash Bajaj's Arrest...US's Intervention Did u heard about DPS (Delhi Public School)'s MMS clip of male and female student involved in sex actions. Cycle starts now, another guy in IIT Khargpur selling on India's most prestigious Auction site - Bazee.com. Bazee is so successful that, Meg Whiteman - Chairman-Founder of world's largest auction site (Success story is

JCB acquire 30% in EMVCo.

2004-12-21T00:43:00.000-08:00

Card Frauds likely to shift by April 2005 JCB, a leading international payment brand, today announced it has acquired one-third ownership in EMVCo, LLC (EMVCo), joining MasterCard International and Visa International, and giving all three members equal interests in the organisation. JCB will appoint representatives to the EMVCo board of managers and the executive committee, as well as its

Drivers for BPM - Few Writing on the walls

2004-12-20T07:05:00.000-08:00

In late 2000, Gartner predicted that business process management (BPM) would become the next big phenomenon. The "thought leadership" expressed then has been reflected in the current popularity of business modeling. We have seen demand grow from 15 percent of our client base (which primarily involved businesses with planning cultures) to more than 35 percent of our client base across all

War on TCO (Linux v/s MS windows)

2004-12-19T05:51:00.000-08:00

Linux is still cheaper than Windows. Don't Delete it.... Most important is the TCO Measurement Methodlogy... An Australian IT services firm has updated what it says is one of the few fully transparent studies comparing the costs of running Linux vs. Windows -- and found that Linux is still cheaper. The new study, from Melbourne-based Cybersource Pty. Ltd., found that Linux installations can

Why Buffet doesn't bet on India

2004-12-18T06:50:00.000-08:00

Warren Buffett, the world’s second richest person and arguably the biggest individual investor, would not like to bet on India. According to Robert P Miles, who has written three books on Buffett, the renowned investor doesn’t buy or invest in sectors, regions or stocks where investment risks were not clear and visible to him. Delivering a packed Indiatimes Strategy Summit on Buffett, Miles

Happy moments for IT vendors

2004-12-16T20:59:00.000-08:00

Core Banking Solutions: LSI - Laser Soft Infosystem - a chennai based banking software products firm, has implemented its ‘Panacea Core Banking System' in over 350 branches of the state-owned Corporation Bank. The core banking system was implemented at a cost of $9,114 per branch. This solution covers all areas retail banking, trade finance and corporate banking. Corporation Bank lost lot of

China card market lures big players

2004-12-16T00:07:00.000-08:00

To tackle China’s potentially lucrative credit card market, American Express and Visa have launched their largest initiative yet on the same day – December 8th – by partnering with some of China’s biggest banks, Industrial and Commercial Bank of China (ICBC) and Bank of China (BOC) respectively to release dual currency cards. The launches will take nationwide what has

Research Work on Linux's Stability

2004-12-14T08:39:00.000-08:00

The Linux operating system has many times fewer bugs than typical commercial software, according to an upcoming report. The conclusion is the result of a four-year research project conducted by code-analysis company Coverity, which plans to release its report on Tuesday. The project found 985 bugs in the 5.7 million lines of code that make up the latest version of the Linux core operating

ATM Ad Campaign in UK for "Lemony Snicket"

2004-12-14T00:23:00.000-08:00

ATM better Promotion vehicle than TV - Not a myth. United International Pictures (UIP) is running an advertising campaign for its new film "Lemony Snicket’s Series of Unfortunate Events" on ATMs located in Asda stores throughout the UK, utilizing a combination of full-screen video sequences and printed receipts. The campaign was created using ATM:ad software which enables targeted advertising

CRM>>>CEM>>> Customer's PRoduct Longivity

2004-12-14T00:13:00.000-08:00

Thank God,Microsoft is not manufacturing ATMs :) King Oil, owner of Mara-Mart convenience stores in Indiana, has won Triton Systems' 10th anniversary contest to find the ATM manufacturer's oldest retail machine still in operation with the original owner. Both King Oil and the independent sales distributor who sold the ATM will receive new Triton 9100 models, according to a news release. Dan

Life insurers look to IT

2004-12-13T10:10:00.000-08:00

US life insurers face increasing competition from other insurers as well as from commercial banks and career agents. Increasingly, these agents are leaving their companies in favor of independent brokerages, often with their clients in tow. To counter the resulting decline in profitability, many insurers are looking to improve their IT systems as a way to boost operational efficiency and to lower

Cash Management

2004-12-11T20:19:00.000-08:00

Effective & Efficient Cost Effective "Next Practice" Wish u happy Weekend. Hope u might be enjoying Coffee to feed your sweet tooth and Grey cells. I hope this blog post will be rejuvanate your Analysis Tooth also. Dead Cash is the term used for the Cash filled in ATM but not withdrawn by customer for moretime. It is one of the cronic problem for any ATM NEtwork Manager. According to the 2004

HP builds Best OLTP Platform for Bank in China

2004-12-10T02:42:00.000-08:00

HP has quitely created good capacity for it's Real Time Enterprise Framework for Banks. In India and Ireland they have won big ticket outsourcing bids and last to come is strategically important from China. HP today announced an agreement with the Bank of Shanghai, a fast-growing retail bank with more than 200 branches, to build a standards-based service center designed to help the bank

Online Shopping - Big Wave for SMEs

2004-12-09T02:34:00.000-08:00

ShopSite 7.1 Helps You Build It Better ShopSite has long offered an accessible e-commerce service for small busines owners who want to develop and publish Web-based catalogs without speaking HTML. It also offers greater depth for Web site designers who want to create more sophisticated online stores. In its latest version, 7.1, it adds support for gift certificates and additional payment

IT Project Organisation's Policy

2004-12-08T10:01:00.000-08:00

Once upon a time, I had opportunity to work with Private Bank's IT department. IT Head was asked to finalise and submit policy for it's project organisation. He asked me to brainstorm the same at near coffee bar in Mumbai. We discussed lot about challenges, opportunity and weakness of this IT Organisation. Resuffled the agenda for next one year on paper napkins... Coffee went pouring all evening

Small business use website much better then large ones

2004-12-08T09:16:00.000-08:00

SMBs reports that, their Web Sites are Good for Business Whether it's to transact sales or generate leads, small businesses are relying on their Web sites more than ever, according to a survey of 530 small business owners conducted by hosting and e-commerce services provider Interland. The Fall 2004 Business Barometer of Online Activities was conducted during October and solicited opinions from a

How To Be A Mind Reader

2004-12-08T01:12:00.000-08:00

Accurately interpreting the meanings of nonverbal communications, especially facial expressions, can make CIOs more effective leaders and managers, says Paul Ekman, noted psychologist and author of Emotions Revealed: Recognizing Faces and Feelings to Improve Communication and Emotional Life. Reading facial expressions is a particularly useful skill for business executives because, so often in

WINCOR Shining bright out of SIEMENS Black Shadow

2004-12-06T22:12:00.000-08:00

PADERBORN, Germany — Wincor Nixdorf AG has beaten its financial forecasts, closing its fiscal year ended Sept. 30, 2004 with record figures. According to a news release, group operating profit (EBITA) increased 12 percent to 116 million euros (U.S. $156 million), up from 104 million euros (U.S. $139.6 million) in the previous fiscal year. Net sales were up 9 percent, to 1.6 billion euros (U.S.

Wall Street - NCR Script All time High

2004-12-06T22:02:00.000-08:00

The Dayton-based technology company's stock price has shot up about one-third in the past three months, and Dec. 1, NCR announced it was going to split its stock in half in January. So far this year, the stock price is up 60 percent and continues to set not just 52-week highs, but all-time highs. With recent trading ranges around $60, it's getting harder to remember when the stock stood at less

Metavante renews TNS contract

2004-12-06T00:03:00.000-08:00

RESTON, Va. — Metavante Corp., a leading banking and payments technology solutions provider, has renewed its agreement with TNS Inc. (NYSE:TNS) to be the primary transaction network provider for Metavante’s dial ATM traffic in the United States, according to a news release. In addition, TNS will provide "always-on" connectivity through TNS' persistent-dial private network for telecommunications

ISO looks at Drive-ups to win FIs' ATM business

2004-12-05T09:12:00.000-08:00

Most bank branches have at least one drive-up ATM; the exterior machines typically see the heaviest customer usage. Some financial institutions, especially smaller ones, are showing an increased interest in off-site drive-ups. ISO business has picked up in the past 6 to 8 months as more FIs facing Triple DES upgrade costs decide to turn over the operation of at least some of their ATMs to a

Paymentech Merchants Will Get PayPal

2004-12-04T04:55:00.000-08:00

Hi touchpoints, I come across the best event to happen in B2B E-commerce and payment industry. Two big giants able to see synergy and join hands. Online merchants handling sales through electronic payment processor Paymentech could see a significant boost, thanks to a new deal with PayPal. As a result of that agreement, Paymentech starting in early 2005 will be able to offer its merchants the

Black Monday Dec 3,2004 - La Memorie De Sorrow

2004-12-03T00:13:00.000-08:00

It is not good to remember bad part of history but, some historical events remain in our mind as bad as it was. Let us go down that memory lane which is full of blood sheds of more than 1 lac pepole - circa Dec 3,1984 it was black monday. Winter cold in UP has decided to become lethal. American company Union Carbide's Gas plant started creating deadly cloud hovering over Bhopal. Few early

Integrated Change

2004-12-02T09:31:00.000-08:00

Change....Change...Change...........................Change Management.... M & A... BPM.....BPI..... BPR...... RTE.....UML...TIBCO.......................... .....so many Industry jargons becuase somebody thinking loud on top. Strategy buzzword "CHANGE" was always ongoing echo in our ears. Don't use any Anti Noise device to defaten it but, feel it like music. Yes. Strategy planning will be

2004-11-30T04:16:00.000-08:00

November 30, 2004 'Cash back' cards: Will Citibank be rewarded? Citibank recently launched its 'cash back' credit cards in several Asian countries amid fierce market competition that has seen a proliferation of cards offering typical rewards. Competitors say they are not worried. Within the last month, Citibank, the world’s largest credit card issuer, has

NCR Stresses on Service Delivery makes India as Service Point

2004-11-30T02:08:00.000-08:00

Dayton Business Journal: In a move to strengthen its lagging customer services division, Dayton-based NCR Corp. opened a $6 million facility in Mumbai, India, early this month that will serve as one of three major customer service hubs around the world. The 48,000-square-foot center, operated by the customers services division and expected to have at least 250 employees, handles service calls

Designing Branches by Walking Around

2004-11-29T09:08:00.000-08:00

BAI's RETAIL SHOW in Las Vegas (Nov. 16 to Nov 18 2004) Prophets of Industry suggesting to move on value chain from Customer Relation (CRM) to Customer Experience (CEM). It isn’t often that a conference speaker takes his shoe off to make a point, but that’s what Paco Underhill did in a Thursday afternoon General Session. Underhill, a retail anthropologist and author of Why We Buy, spoke on

Sound Financial Infrastructure improves Op. Margin of Retail Store Chains

2004-11-29T08:44:00.000-08:00

Enabling Technology – DigitalDeposit™ – Premiering At BAI Retail Delivery Conference & Expo Mosinee, WI, November 17, 2004 – Wausau Financial Systems (WFS), a leading provider of image-based payment processing solutions and a pioneer in Point of Presentment technology announces the debut of DigitalDeposit™. The technology positions a financial institution to offer commercial clients the a bility

Selling Experiences and Dreams

2004-11-29T07:25:00.000-08:00

Retail Delivery '04 wrap-up: Most prestigious show on the earth know about happenings in banking technology was held and concluded recently. Pick up the latest by clicking on the image above to visit for more photos and interesting product announcement. Most important part was the Wrap Up by Management guru Tom Peters closed out Thursday’s General Session with a series of amusing anecdotes and

TekChand's ATMRewards Software Platform Becomes more Smarter

2004-11-24T21:05:00.000-08:00

The new version introduces an integrated content distribution system and CRM components for ATM personalization, targeted marketing and two-way interactive messaging at the ATM. ATMRewards Software Platform, Version 1.0, introduced in 2000, provided banks and ATM processors with a solution for managing screen and receipt content changes on ATMs. Hardware and software changes at the ATM are not

Feather in Cap for DIEBOLD - Alexander Hamilton Award

2004-11-24T20:51:00.000-08:00

NORTH CANTON, Ohio — Diebold Inc. (NYSE: DBD), which provides self-service delivery and security systems and solutions, has earned the Alexander Hamilton Award, according to a news release. The award is an honor bestowed once a year to the top treasury/finance projects in the country by Treasury and Risk Management magazine. Diebold earned the award for taking a whole new approach to its

Taiwan Post Office Expanding

2004-11-23T00:30:00.000-08:00

22 November 2004 PADERBORN, Germany — The Taiwan Post Office (TWPO) in Chunghwa has awarded Wincor Nixdorf an order to upgrade its network of ATMs with 532 Wincor Nixdorf self-service ProCash 2000xe ATMs. The Taiwan Post Office runs the largest ATM network in the country, with 3,100 machines installed in its 1,300 branches. The ProCash

E-commerce Growing in 2004

2004-11-23T00:05:00.000-08:00

Looking to fire up the troops (or yourself) as your business heads into the holiday shopping season? Here is good news for e-commerce business of all shapes and sizes. The U.S. Department of Commerce (DoC) statistics on retail e-commerce released last Friday illustrate it's on the rise and actually outpacing total retail sales in at least one metric. On a non-adjusted year-over-year basis, the

Driving Toward a Holistic View of Payments

2004-11-22T09:22:00.000-08:00

It's early in the trip down a long, winding road, and those at the controls will benefit from a dashboard. For more than a year, banks have been advised by consultants and other industry observers that it was time to focus more on their payments businesses, specifically by managing payments outside their traditional product silos. While a few banks heeded the call, most continue to take a

Relationship Management By the Book

2004-11-22T08:32:00.000-08:00

Customer "books" are one tool to focus front-line efforts on retention and cross-selling. As an increasing number of banks embrace a customer-focused strategy for their higher-end retail customers, some are using a relationship management tool called "book of business" to help manage retention and achieve a deeper

Paper to Pixels

2004-11-22T07:18:00.000-08:00

Check 21 poses challenges for large and small banks alike, yet the entire industry will benefit from a swift transition from paper to electronic processing. "Fasten your seat belts" might be an apt phrase when it comes to assessing Check 21's likely impact on the banking industry. The legislation signed by President Bush in October 2003 may not by itself constitute a full-scale payments

Discover to purchase PULSE - EFT mega merger

2004-11-22T06:25:00.000-08:00

RIVERWOODS, Ill. and HOUSTON — Discover Financial Services, a business unit of Morgan Stanley (NYSE:MWD), and PULSE EFT Association (PULSE) have signed a definitive merger agreement. Discover Financial Services will acquire PULSE for an aggregate purchase price of approximately $311 million and other strategic value. The merger agreement, which is subject to regulatory and PULSE member approval

Trojan logs e-banking habits

2004-11-22T06:06:00.000-08:00

ZDNet UK November 11, 2004, 14:45 GMT An antivirus company has detected a new Trojan attack that steals e-banking details when users log into legitimate banking sites. Security experts say they have discovered a Trojan horse that records e-banking user details and Web surfing habits. Antivirus company Sophos is warning that the Banker-AJ Trojan is targeting online customers of banks such as